Saturday, October 17, 2009
partly due to the fact that I don't include overtime wages (which can be significant) in my projections. Current payoff for all debt and 2
Mortgages is December 2014.
D Faith.
Friday, September 25, 2009
Real Talk and Dave Burke lead the way in building wealth once debt elimination is accomplished
Thursday, September 24, 2009
Another Real Talk Client Speaks
Wednesday, September 23, 2009
Robert Speaks
I don’t fully understand how this program works mathematically, but I’m at least 3 months ahead of schedule in paying off all my debt. With RTN Coaching I will be debt free in less than 5 years, without changing my lifestyle.
Robert L. Scarpa
Tuesday, September 22, 2009
Wednesday, September 16, 2009
More testimonials from our customers.
- Shana
My first coaching session took my car loan from 3.5 years left to 5 months, and will be paid off in February 2010.
I've paid off all credit cards in 60 days.
- Daniel, Mesa Arizona
Friday, September 11, 2009
Shana Speaks
Real Talk is an inspiration, no one else does what they do, love to hear people's stories. I'm going to be debt-free in weeks, can't wait.
-- Shana
Thursday, September 10, 2009
http://ping.fm/U6Qky
Real Talk Testimonial
From a Real Talk Network customer who has eliminated all credit card debt in 3 months…and is now working on their mortgage only.
Real Talk has truly motivated my wife and I to set in motion a REAL plan to eliminate our debt in a positive, systematic, approach. Although we have not arrived at our stated objective, We can have confidence that with the tools and coaching, provided along with patience we will succeed!
Thank you
Tim and Lee Niles
Tuesday, September 1, 2009
Statement from a new customer with Dave Burke and the Real Talk Network
in 1 year I paid off 72,ooo 1st mortgage & paid off 42,000 credit card with same money going into heloc & weekend job.paid credit card off with heloc saving me 800.00 a month ,paycheck park into heloc & have no heloc payment .cashed in cd ,gathered pillow money & borrowed a little & paid off 1st mortgage saving me 355.00 a month in compound interest.have 3 more homes ,starting to pay down another home next month when rent checks come in. I will not be in s.f. in october ,but next class I will be there to show my 0 balances .o0h yeah ,chase closed my heloc months ago after I made a 10,000 lump sum payment ,& I reopened it after 2 months of credit line review . all this info. I have learned from real talk.maybe he is a snake oil guy ????but , my total debt 1 million will be gone in 5 years ,couldnt be happier !!!!!
Make your own comments
Thursday, August 20, 2009
Real Talk Network Schedules
Friday, August 14, 2009
Real Talk Network: "Encouraging, Ethical and Knowledgeable"
Sometimes you just don’t know how you get into a financial situation where there seems to be no hope…no way out. You resign yourself to just living out life being overwhelmed by obligation…life is not going to be pleasant. Real Talk Network gives hope based on some creative realistic tools. They are not judgmental, but they are straight forward in dealing with debt and ultimate financial freedom. They will walk along beside you as much as you need until you can walk more by yourself through the financial challenges. The Real Talk Network people are encouraging, ethical and knowledgeable. We feel very blessed having come to know this company and their people.
Mike and Carol Myers
Thursday, August 13, 2009
Friday, August 7, 2009
Drop in homeownership likely to continue
By Haya El Nasser, USA TODAY
The rate of homeownership is forecast to keep tumbling in the next decade to lows not seen since the 1980s, a trend that could redefine a key element of the American dream even after the housing market recovers.
The percentage of households that own homes hit a peak of almost 70% in 2004 and 2005. By the second quarter of this year, that slipped to 67.4%, according to the Census Bureau. Now, a University of Utah analysis projects it'll drop to about 63.5% by 2020 — the lowest since 1985.
"It will fall steadily by about half a point per year," says Arthur C. Nelson, director of the university's Metropolitan Research Center. "We'll have far more renters in the future."
Homeownership has long been viewed a key to building stable communities and middle-class families. Federal policy encouraged it with tax credits and government-backed mortgages. Now, demographic changes, strict mortgage rules, energy-saving policies and lessons learned in this housing crisis are driving more people to rent.
About 57% of the 30.3 million housing units added from 2005 to 2020 will be rentals, Nelson says.
"So many of our federal and state and local policies are driven by the assumption that homeownership is inherently preferred over renting," he says.
The housing collapse may have an impact.
"We're returning more to what was normal in the 1960s," says Dowell Myers, housing demographer at the University of Southern California. "People didn't buy homes then as an investment. They bought them to raise families."
Renting also may be more appealing because:
• Households are smaller. The youngest of 79 million Baby Boomers will turn 56 by 2020 and many will be empty nesters who favor small homes. The 20-something millennial generation is at a peak age for renting.
"What we used to think of as the typical American family — married couple with children — is really not typical anymore," says Mark Obrinsky, chief economist for the National Multi Housing Council in Washington, D.C.
•It's tougher to buy. The subprime mortgage crisis is tightening credit availability.
•Some are new to the USA. Most recent immigrants rent.
•Some want to save energy. From tax credits to mass transit, going green is reshaping growth.
Home ownership is not inherently good or bad, Obrinsky says. "Let's give people the best set of housing choices. They want to be a renter, let them be a renter. If they want to be an owner and they can afford to be, let them be an owner."
Read the whole article here: http://www.usatoday.com/money/economy/housing/2009-08-05-rental_N.htm
Owning a home is easier than you think. Just pay off your mortgage rather than mess with the banks. We'd show you how you could pay off your mortgage in less time and get a second home for rental income.
Wednesday, July 15, 2009
Real Talk Network TV Spot
Be one of the first to view Real Talk Network's new TV spot.
Monday, July 6, 2009
How to Manage Debt and Be Financially Free
http://ezinearticles.com/?How-to-Manage-Debt-and-Be-Financially-Free&id=2410995
Friday, July 3, 2009
Get with the Program: Seminar and Workshop Schedules in Colorado
Here are the latest schedules for the state of Colorado. Sign up for one and change your life forever!
Westminster
http://www.eventbrite.com/event/378150057
South Denver
http://www.eventbrite.com/event/378166105
South Aurora
http://www.eventbrite.com/event/378172123
Northglenn
http://www.eventbrite.com/event/378176135
Lakewood
http://www.eventbrite.com/event/378200207
Colorado Springs
http://www.eventbrite.com/event/378219264
http://www.eventbrite.com/event/378253366
Highlands Ranch
http://www.eventbrite.com/event/378224279
Loveland
http://www.eventbrite.com/event/378230297
http://www.eventbrite.com/event/378240327
Thursday, July 2, 2009
Take control of your life and finances!
Can You Afford to Be in Debt
When Our Country is Teetering
on the Brink of Disaster?
We at Real Talk Network cannot fix what is happening in Washington — we cannot influence the Fed. But we can help you eliminate your debt honorably. If you have no mortgage payment, if you do not owe on your car, you can weather the onrushing storm.
No matter how strongly we feel about the nation’s debt, they may not be listening to us in Washington today. But you can take control of your personal debt starting right now.
Interest never sleeps. Interest never gets sick, it never takes a vacation, it does not yield to entreaty or whining. Debt will take you to your grave unless you defeat it at its own game. Debt is slavery. Just as the government controls your life using the tax code, your creditors own you through your debt.
Our program does not collect dust on your bookshelf. We coach you individually, based on your situation.
We do not ask you to give up your lifestyle*, but we still:
- Wipe out your consumer debt in weeks or months.
- In Colorado, on average, our students wipe out their consumer debt in less than 18 months, even with tens of thousands in credit card debt, student loans, and auto loans.
- Wipe out your mortgage in a fraction of the time.
- On average, our Colorado students wipe out their mortgages in 5½ years, even if they owe more than the home is worth. You also wipe out mortgages on your investment properties so the rent stays in your pocket.
- Improve your credit score.
- Most students see their credit scores jump by 80~120 points in the first months of coaching.
- We do not have you miss payments†; you pay all of your debt, but faster.
The wisest thing you can do right now is come to our special Patriot Workshop for Debt Elimination. The workshops are free, but since we will have hors d’ouvres and beverages at the events, we need to know when you are coming and how many people will be attending with you. Call one of our certified coaches to register today.
We look forward to helping you defeat the debt monster that is threatening your family. Please call now.
* If you spend more each month than you bring home, you may need to re-evaluate your spending habits.
† In exceptionally unusual cases, we may ask you to negotiate with your creditors for better terms.
Copyright 2009 © Real Talk Network Colorado Field Coaches Association
Tuesday, June 30, 2009
Friday, June 26, 2009
A Letter from Dave Burke
June 22, 2009
Dear Real Talk Network customers, future customers and employees.
Times are changing, as myself and the road team travel week to week, we see and feel the increasing amount of pain our Country is feeling through our clients and potential students and realize that relief is not coming.
There is no question that our Country and the World has changed, and this changes how we must live our own lives. History has shown us that redirection is needed in order for us to be able to grow, survive and interact with the World around us.
All of us, myself included, are no exception and are not immune to the economics of our Country and the World. Two and a half million families have lost their homes, and not only have they lost their homes but they have lost everything
With change comes pain, with change comes uncertainty, with change comes diverse perspectives, with change comes fear, with change come rebirth, growth, and the recharge of our mission and beliefs. In the past three months, Real Talk has had to restructure our business model to account for what people are experiencing in the world. The reality is not everyone can afford what we do, and everyone needs what we do. Our crusade in our debt elimination workshops, and our “No One Left Behind program” is allowing our paying customers to partner with us in making this available for any family in America who needs it. Our business model, and the creation of no one left behind, is dependent upon our coaching team executing every time. We have refined our processes, improved our methodology and Real Talk is more effective and powerful than ever.
REAL TALK HAS TURNED A CORNER and with your help, great relief is just a short milestone away. How we have all pulled together has been a fantastic and unbelievable experience. Now we can focus on our true mission, Saving Families.
Sincerely,
David Burke
Real Talk Network
Wednesday, June 17, 2009
"How Real Talk Network and Dave Burke Are Keeping My Family Safe"
My income is decent, but when my income did not increase as fast as my spending and my wife's spending, I realized I needed something to change. When I attended Real Talk Network's free debt elimination program at the beginning of the year, I immediately saw the power of what they were doing...well actually I was confused a little...but it made sense once I asked for clarification. At that moment I had $72,000 in credit card debt, a new mortgage for $190,000 and zero cash flow beyond my bills each month.
It did sound too good to be true to some but only because we are so used to paying debt and collecting debt the way it is presented to us. Real Talk Network's Program presents debt in a different way. Ever hear the term when change the way you look at something, what you are looking at changes...or something like that. In fact, it challenges the "conventional wisdom" of how to pay your bills. They tell you that there is a fast way to get out of debt, manage your debt levels and actually be free from it. And there is...and I can get...why would any of my creditors tell me that?
Read more here: http://www.associatedcontent.com/article/1818847/how_real_talk_network_and_dave_burke.html%22%3EHow?cat=3
How Real Talk Network and Dave Burke Are Keeping My Family Safe
Negative comments about Real Talk Network’s Financial Freedom Workshops are effectively depriving other people of the chance to rid themselves of debt. Here’s the truth.
http://www.associatedcontent.comarticle/1818847/how_real_talk_network_and_dave_burke.html
Thursday, June 11, 2009
Will you die with your debt, or live debt free?
Tuesday, June 9, 2009
Meet Matthew Pillmore
Because he was personally trained by a creator of the Fair Isaac scoring system, Matthew quickly became known as one of the country’s leading Certified Credit Experts and is heavily sought after by the top investor clubs and financial organizations speaking to large groups many times a week.
Matt’s knowledge of the credit and mortgage market was the primary attraction of the Real Talk Network where he now trains and certifies the coaching team of the most revolutionary cash-flow management and debt elimination Organization in the United States.
As a Co-Host of several nationally weekly radio shows and CO-Author of Dollar Camp’s Financial Survival Guide, Matt reaches out to as many people as possible with a goal to empower the critical mass and younger generation with the information banks and creditors don’t want you to know.
Monday, June 8, 2009
Dave Burke Announces the Over-the-Phone Service in one Financial Freedom Seminar
Saturday, May 30, 2009
Cities on the bounce back: Denver, home of The Real Talk Network, and Dave Burke on 630KHOW
Visit msnbc.com for Breaking News, World News, and News about the Economy
Friday, May 29, 2009
Wipe out your debt with the Real Talk Network. Pay off your debt in 5-7 years with Dave Burke and 630 KHOW.
How do you currently manage your debt? Do you shuffle money around? Sending extra money left over at the end of the month?
Worse, do you just pay the minimum payments?
Ask yourself this, do you understand just what interest is and how it works? More importantly, do you know how interest makes your debt increase over time?
Most people just pay interest without fully understanding it. At Real Talk Network, we help you eliminate debt and build wealth simultaneously and responsibly. We show you how to put your money to work for you. We empower you to honor your financial agreements.
You'd be pleasantly surprise to find out that not only is it possible to eliminate interest, but it is possible to wipe out your debt, all of it in a very short period of time.
By effectively eliminating your interest payments, Real Talk Network, Dave Burke and his financial coaching program helps you overcome debt and achieve financial goals. And the best thing is you do not have to sacrifice lifestyle. 80 to 90% of Real Talk Network’s clients have little to no change in lifestyle.
Think about it, to deal with the current situation you have cut back on going out, eating out, spending on things you enjoy. Where's the fun in that? By making your money work smarter, you get to have fun and wipe out your debt. This is not debt settlement. It is not debt consolidation. We eliminate your mortgage, wipe out your auto loans, eliminate credit card, all using advanced mathematics and coaching you step by step.
With our Financial Freedom Workshop and Debt Elimination programs, we show you how to determine the fastest way to pay off your loans, consumer debt, mortgage and whatever debt you have right now. And then we show you how to build a substantial savings based on your current cash flow. No more shuffling and transferring money around! You debt will be gone!
So what are you waiting for? Take the first step and attend our free seminar on Financial Freedom Workshop. Call 877-572-1405 or go online to www.gortn.com
Thursday, May 28, 2009
Financial Freedom Workshop
At Real Talk Network, we take the tried and tested ways to deal with debt management, and fuse it with methods and financial techniques that works, but for some reason people do not know about or do not use.
At Real Talk, Dave Burke and his financial coaching team, makes financial freedom attainable. And they allow you to have fun in the process.
Real Talk Goal #1: Eliminate your mortgage and all consumer debt. Keeping families safe.
Our program allows you to cancel interest and thereby pay off your mortgages faster. We apply the results from our innovative software and combine it with traditional banking systems and one-on-one coaching to help you reduce your mortgage terms and minimize your interest payments. Think like a bank and take charge of your mortgage.
Real Talk Goal #2: Fast track your finances
Once you see how our program works in eliminating your mortgage, you will find out how easy it is to do the same to all other consumer debt. Cancel smaller amounts of debts and stop paying interest needlessly. Our financial freedom workshop can help you pay off your debts in the shortest possible time!
Real Talk Goal #3: Increase your wealth!
With debt out of the way, or reduced to manageable levels, you can learn to accumulate wealth. We show you that no matter what your financial goals are, you can achieve it. And as always, it's easy as 1-2-3!
What more can you ask for? Find out more about Real Talk Network's opportunities to gain financial freedom quickly and responsibly! Visit http://www.gortn.com now or call 877-572-1405 and register for our free workshops.
Tuesday, May 26, 2009
How to Deal with This Recession
It's not that these things are not helping. For some of us, it means having enough money to buy food. But think about it, just how much do these impact our debts?
Not much.
What we need is a better way to manage our debts. And the best way to manage debt is to eliminate it. It may feel close to impossible when people are just scraping by. But Real Talk Network will show you that not only is it possible, it is also very doable.
Have you ever thought about setting up a bi-weekly mortgage that throws extra money towards your mortgage? Or perhaps taking on a debt consolidation program? Or maybe investing your money someplace for a high return to counter your debt cost? Or how about refinancing your debt? We don’t do any of this! We eliminate your debt!
The thing is, we have been conditioned to think that debt is normal. That it is what fuels the American dream, that it's okay to be in debt. It's not. Debt is not really wealth. Sure you can buy a new pair of pants on your credit card, but sooner or later you would need to find money to pay for that credit card bill. It is time to change the way you look at debt and deal with debt.
Join us in one of our free seminars on financial freedom and debt elimination. We will show you how it is done and how easy it could be. No more worrying about your and your family's future and expenses...take action now. It's free!
Visit http://www.gortn.com to find out more about our free programs.
Monday, May 25, 2009
Over-the-Phone Coaching
At Real Talk Network, we have worked with various individuals in making their debt disappear and become financially free to pursue their dreams and protect their families. This includes initial skeptics who doubted everything we said only to be convinced afterward when they find themselves slowly eliminating their debt. And then there are those who have excuses to every single thing we propose.
One of the most prevalent feedback we get is the lack of time to attend the classes and the coaching sessions we have scheduled for our leads. Now we're doing something about it.
For the months of May and June, Real Talk will be adding additional technology and personnel that is needed to bring you personalized coaching over the phone! Real Talk Network thinks that ths will be a great addition in helping you make great progress towards keeping yourself and your families safe.
Exceptional coaching made as accessible as possible, so you get life-changing coaching when you need it, when you want it.
Soon, you will be able to log on to the Web site and specify your schedules with the scheduling systems and online service we will have on the Real Talk Network Web site at http://www.gortn.com. It's so easy even a child could do it.
When this exciting flexible coaching over-the-phone program is launched, you will get the first look at how it's going to work. Instructions will be posted at the Web site and will be included in a special e-mail notification sent out to our members.
Admittedly, it is a challenge for us to undertake this program, given the thousands of members we support. We do, however, aim to make it as seamless and as painless as possible!
Over-the-phone coaching is just one of several exciting initiatives we are working on to heighten the level and broaden the diversity of services available to our members.
So, get ready! It’s going to be a great year!!